Recent Storm Damage Posts
How To Prepare Against Flood Damage
You can prevent most storm damage caused by flooding by placing a temporary barrier.
How prepared are you for the fall weather? This time of year brings about some of the most severe weather patterns, which can leave your home vulnerable to flooding and other storm damage. Instead of worrying over the possibility of damage, contact a storm mitigation company in North St. Paul, MN, to help you plan for prevention. Most companies will suggest at least three methods for reducing or eliminating the risk of a flood.
3 Methods For Reducing The Risk Of A Flood
1. Secure Loose Yard Items
While water is a prominent part of flood damage, many people forget about loose debris that may collide with your windows or other vulnerable entry points. Therefore, one of the first things you should do if worried about floods is to secure any loose lawn ornaments or furniture. While some items may be heavy enough not to float away, others can lead to extensive issues. You can secure items with long stakes and ties, or even by placing cinder blocks or other heavy objects on top of the things. It may also be a good idea to secure the item in a garage or other outdoor building where it cannot cause damage.
2. Elevate Sensitive Materials and Appliances
While flooding poses a significant risk to your house's structure, it also poses a threat to your sensitive documents and appliances or devices. If you are aware of a flood threat, then make sure that all items are raised above the estimated flood level.
3. Place a Temporary Barrier
You can prevent most storm damage caused by flooding by placing a temporary barrier. Use sandbags stacked above the estimated flood line to create a blockade from water. You may need to set pumps inside the border to prevent the water level from rising on both sides, but a pump and barrier can protect your property.
Fall is a season for severe weather. If you are concerned about potential flooding, then contact a local mitigation company to discuss preventative steps.
Filing a Flood Insurance Claim
Flood Damage in a White Bear Lake, MN, home.
While making a flood claim may sound like an intimidating process, any storm remediation professional in White Bear Lake, MN, can tell you the process is straightforward. After the flood, there is a standard four-step process you can follow to protect your claim and ensure its approval.
- Call insurer
- Mitigate loss
- Compile proof of loss
4 Steps to Filing a Flood Insurance Claim
You will first want to call your insurance representative and explain the cause of the disaster and when it occurred to get the insurance claim process moving. The sooner you can notify the insurance company, the better because they need to schedule an adjuster to come out and assess the damage to your property. Most adjusters have a busy schedule, which means they may not visit the site for a few days or more.
A significant portion of the flood claim process will rely on the homeowner and the remediation company they hire. The primary aim before the adjuster gets to the property is to mitigate further loss. You will want to cover holes and excavate excess water. Also, dehumidifiers, fans and pumps may be used to speed up the drying process.
While waiting for the adjuster to visit, you can begin cleaning your house. However, do not be too quick to dispose of damaged or insured items. You will need a record for the insurance agent when they arrive. Cleaning the property allows the adjuster to walk the premises and spot damage more easily.
Compile Proof of Loss
You may want to organize damaged items for the adjuster to inspect. Also, it is an excellent idea to compile any receipts you may have for the items to help in the valuation process.
A flood claim need not be a confusing or overwhelming process. If you organize the mitigation and cleanup, remediation and claim procedures are more approachable. Talk to a remediation specialist for greater insight into the claims process.
Basic Disaster Preparedness Steps
Disaster Preparedness can help you avoid a crisis during an emergency.
Natural disasters present a lot of pressing challenges to business owners, and it can be difficult to determine the best route for disaster preparedness. After all, the preparedness plan must include answers to many potential scenarios:
- What if roads are blocked and your employees or suppliers can't get through?
- What if winds knock down power lines?
- What should happen if your building is damaged by wind, rain, flooding, or other natural elements?
- How will you respond if employees are injured during the disaster?
These and other concerns must be addressed by your business preparedness plan. Here are a few basic steps you can take to get started:
3 Steps For Disaster Preparedness
One: Plan for Employee Safety
This should include installing fire extinguishers, first aid kits, and other safety equipment. Don't forget to create and practice an evacuation plan. You may also want to put together a phone tree for maintaining communication with staff and employees. Write up a contact list with customers, disaster cleanup professionals, employees, insurance providers, and suppliers.
Two: Purchase Appropriate Insurance Coverage
Not only does this step give you peace of mind knowing that any damage will be covered financially, but it also gives you access to valuable disaster preparedness and risk-avoidance advice. An experienced insurance professional will give you tips that are specific to your White Bear Lake, MN, business.
Three: Establish a Second Location
During a major storm, it's often possible to remain operational by setting up a temporary workspace. You could also set up your software, programming, and other data in a cloud service, so employees can do their work from home.
Of course, there are many other things to consider, such as protecting your building from damage and how to determine when it's safe to return to your building. Fortunately, there are many valuable resources online, through your local government agencies, from your insurance provider, and through local emergency authorities, such as the fire department. Make time today to begin your plan or to update your existing disaster preparedness plan.
Why Can Storms Mess Up a Septic System?
Sewer backup can be prevented, but it requires action before any storm strikes.
Wet storms in White Bear Lake, MN, often lead to a variety of water damage. In the event of a sewer backup, a storm can play a huge part in unwanted black water making its way into your commercial property. To prevent major damage to your business, it is crucial to know how to identify and prevent this type of secondary storm damage.
How Septic Problems Happen During Storms
Most problems with backflowing sewage come from the ground absorbing too much moisture from rain water and blocking any further flow. Certain circumstances increase the likelihood of having a sewage problem during or after a storm:
- Increased blockage from storm debris such as fallen trees or their branches
- Pipes designed for both waste and storm water flooded with water over the capacity
- Old or defective sewer lines connected to your business
- Trees growing roots deep into a sewage system and limiting the water flow when needed most
Once any preexisting problems are dealt with, you should consider enacting preventative maintenance.
Stopping the Problem Before It Happens
Sewer backup can be prevented, but it requires action before any storm strikes. Regular inspections of the septic system connected to your business are a good way to prevent issues. Any untreated problems with the system may become an increased likelihood of backflow. The system may seem to function normally, but it may be unable to withstand the increased water flow of a storm.
The soil in your business’ drain field, an area where sewage equipment is located, should be kept clear of unnecessary water. Any runoff pouring into the area compromises the efficiency and capacity of the system when you need it.
Treating the Aftermath
Sometimes, despite best efforts, water damage from both black water and rain water cannot be avoided. A local storm damage restoration company can help recover your commercial building and assets damaged by a storm. With proactive actions to reduce the risk of a sewer backup and lessen this damage, you can stop your business from going under water both figuratively and literally.
Mold Prevention After Flooding
Call a professional after flooding to clean up and to avoid further damage.
As storm season approaches, it is important to brush up on your damage prevention strategies. While no homeowner likes to think about what a bad storm in North St. Paul, MN, could do to the house, planning what to do if flooding does occur can help you prevent secondary damage such as mold growth. Here are several problems that can lead to a fungus infestation and what you can do to resolve them quickly before that happens.
A common problem after a storm is excess water. There are several places in your home where flood water tends to pool:
- Crawl spaces
The longer water remains in your home, the more damage it causes. One of the first things that water restoration specialists will do when they arrive at your home is pump the standing water out of your house. Their industrial pumps can make this process go smoothly and quickly. To minimize flooding, it it smart to have a sump pump installed in areas of your home that are most likely to flood during a storm.
One of the issues that causes the most storm damage is the saturation of parts of the structure itself. Porous materials such as drywall and floor tiles don't stop water from seeping in. If the damage wall isn't torn out and replaced, mold growth can occur. Fungus can start to grow in as little as 24 hours after a high level of moisture settles in, so it's important to mitigate water damage in a timely manner.
Bacteria in flood water can aid the growth of mold and cause unpleasant odors. It's important, therefore, to include every item in your home in the mitigation process. Anything in your home that is touched by contaminated water needs to be cleaned or thrown out.
Mold growth and other secondary damage doesn't take long to take root in your home after it floods. Quick, professional remediation is the key to avoiding these problems.